Dashboard Overview
Real-time insurance operations · Bengaluru Region
3 Active Disruptions
📅 Mar 19, 2026 · 14:32 IST
👥
Active Workers
2,847
↑ 12% this week
💰
Premiums Collected
₹2.4L
↑ 8% vs last week
📋
Claims This Week
342
↑ 34% (rain event)
Avg Payout Time
4.2m
↓ 0.8m improvement
Claims vs Premiums (Weekly)
Last 8 weeks · Bengaluru Region
Loss Ratio: 61%
Disruption Mix
This month's claims
Recent Auto-Claims
WorkerDisruptionZoneFraud ScorePayoutStatusTime
Ravi Kumar
Swiggy · ID #4821
🌧️ Heavy RainKoramangala12 / Low₹480Paid14:30
Priya Sharma
Zomato · ID #3104
🌫️ AQI SpikeIndiranagar18 / Low₹320Paid13:45
Mohammed Ali
Swiggy · ID #5592
🌧️ Heavy RainWhitefield54 / Med₹410Review13:12
Anita Reddy
Zomato · ID #2278
🚫 Local StrikeJP Nagar9 / Low₹550Paid11:20
Suresh Naik
Swiggy · ID #7734
🌡️ Extreme HeatElectronic City81 / High₹380Flagged10:58
Active Disruptions
3
🔴 Live right now
Claims Processing
47
In queue
Paid Out Today
₹84,320
342 workers protected
🔴 Live Disruption Feed
Auto-triggered claims · updating in real-time
3 Active
🌧️
Heavy Rainfall — Koramangala, Indiranagar, HSR Layout
124mm/hr · Threshold: 80mm/hr · 218 workers affected · GPS verified
Auto-claim active
₹52,400
Paying out · 14:28
🌫️
Severe AQI Spike — Whitefield, Mahadevapura
AQI 312 · Threshold: 250 · 94 workers affected
Auto-claim active
₹24,180
Paying out · 13:55
🚫
Unplanned Market Strike — JP Nagar, Banashankari
Zone closure confirmed · 30 workers affected · Social trigger
Manual review required
₹7,740
Pending · 11:15
Total Registered
3,241
↑ 156 this week
Active Policies
2,847
87.8% activation rate
Swiggy Partners
1,642
50.7% of base
Zomato Partners
1,205
37.2% of base
Worker Registry
WorkerPlatformZonePlanWeekly PremiumRisk ScoreStatus
Ravi Kumar
ID #4821 · Since Mar 10
🍔 SwiggyKoramangalaStandard Shield₹79/wk38 · LowActive
Priya Sharma
ID #3104 · Since Feb 22
🛵 ZomatoIndiranagarFull Shield₹99/wk24 · LowActive
Mohammed Ali
ID #5592 · Since Mar 1
🍔 SwiggyWhitefieldStandard Shield₹79/wk54 · MedWatch
Anita Reddy
ID #2278 · Since Jan 14
🛵 ZomatoJP NagarBasic Shield₹49/wk9 · LowActive
Suresh Naik
ID #7734 · Since Mar 5
🍔 SwiggyElectronic CityStandard Shield₹79/wk81 · HighFlagged
High Risk Claims
7
Flagged for review
Medium Risk
23
Under monitoring
Fraud Prevented
₹38,200
This month
🚨 Flagged Claims — High Risk
Suresh Naik #7734
GPS mismatch · 3rd claim this week
81
Kiran Patil #8823
Claimed outside disruption zone
76
Ramesh Gowda #6612
Duplicate device ID detected
69
Vinod Rao #9941
App inactive during claimed hours
58
Fraud Signal Breakdown
What triggers flags
📅 Next Week Disruption Forecast
AI prediction · Bengaluru Region · Mar 20–26
High Risk Week
🌧️
Heavy Rain Event
82%
🌡️
Extreme Heat
61%
🌫️
AQI Spike
45%
🌊
Flooding Risk
28%
🚫
Strike / Curfew
15%
⚠️ AI recommends increasing reserve pool by 22% for next week based on weather forecast data.
Loss Ratio Trend
8-week rolling · Target: <70%
Zone-wise Risk Heatmap — Bengaluru
Based on historical claim frequency
📍
Interactive zone map · Whitefield (High) · Koramangala (Med) · JP Nagar (Low)
Integrate with Google Maps API in Phase 2
Whitefield
78
High Risk
Koramangala
52
Med Risk
Indiranagar
47
Med Risk
JP Nagar
31
Low Risk
Elec. City
22
Low Risk
⚙️ Parametric Trigger Configuration
Set thresholds for automated claim initiation
TriggerParameterThresholdCurrent ValueStatusAction
🌧️ Heavy RainRainfall mm/hr≥ 80 mm/hr124 mm/hr 🔴Triggered
🌡️ Extreme HeatTemperature °C≥ 42°C38°C ✓Normal
🌫️ AQI SpikeAir Quality Index≥ 250 AQI312 AQI 🔴Triggered
🌊 FloodIMD Flood AlertLevel 2+Level 0 ✓Normal
🚫 Strike/CurfewZone Closure APIConfirmed closureJP Nagar 🟡Manual
Income Protection
🚴 FOR DELIVERY PARTNERS
Your income,
protected.
Always.
When rain stops you, we pay you.
No forms. No waiting. Instant UPI.
🍔Swiggy
🛵Zomato
Choose Your Plan
Weekly coverage. Cancel anytime.
AI Risk Score — Bengaluru South Zone
Low Risk Zone ✓38 / 100
📉 Premium ₹12 lower than average — low historical flood risk zone.
Basic Shield
₹49 / week
Weekly cap up to ₹1,500
Rain + Extreme Heat triggers
UPI payout in 10 mins
BEST VALUE
Standard Shield
₹79 / week
Weekly cap up to ₹2,500
Rain + Heat + AQI + Flood + Strike
UPI payout in 5 mins
Priority fraud-free processing
Full Shield
₹99 / week
Weekly cap up to ₹3,500
All 7 disruption triggers
Instant payout < 2 mins
Dedicated support agent
Auto-renews weekly • Cancel anytime • No hidden charges
LIVE DISRUPTION DETECTED
Claim auto-processing
in progress...
🌧️
Heavy Rainfall
📍 Bengaluru South — Koramangala Zone
Triggered: 124mm/hr — Threshold: 80mm/hr
3.2h
Hours Lost
14:30
Alert Time
124mm
Rainfall
Automated claim flow
Disruption Detected
OpenWeather API — 124mm/hr rain confirmed
Worker Verified in Zone
GPS + Swiggy activity confirmed at 14:28
Fraud Check Passed
Fraud score: 12/100 — Low risk
Income Loss Calculated
AI estimating based on earnings history...
UPI Payout Triggered
Pending — estimated in 2 mins
💸
₹480
Estimated payout • Credited to UPI shortly
🔔 SMS + UPI notification once credited. You did not need to file anything.
RK
Good afternoon 👋
Ravi Kumar
This Week's Coverage
₹2,500
Standard Shield • Mar 17 – Mar 23, 2026
Active
₹1,240
Total Earned Back
3
Claims This Month
4.2 min
Avg. Payout Time
₹79
Weekly Premium
Recent Activity
Heavy Rain — Koramangala
Today, 2:30 PM • Auto-claimed
+₹480
AQI Spike — Indiranagar
Mar 15 • Auto-claimed
+₹320
Standard Shield Renewed
Mar 17 • Auto-deducted
-₹79
Local Strike — JP Nagar
Mar 12 • Auto-claimed
+₹440
Account Created
Mar 10
Welcome!